Build Your Rainy Day Fund
Like an emergency fund, it can come in handy. Sometimes, life gets expensive. A little bad luck or a twist of fate can hit us right in...
Are Changes Ahead for Retirement Accounts?
A bill now in Congress proposes to alter some longstanding rules. Most Americans are not saving enough for retirement, despite ongoing...
Save & Invest Even if Money Is Tight
For millennials, today is the right time. If you are under 30, you have likely heard that now is the ideal time to save and invest. You...
What You Can and Cannot Control as You Plan for Retirement
Some things you have no influence over. You may have some power to affect other factors. Are you worried about retiring? Many baby...
Things to Consider if You Plan to Retire Before 60
Financially speaking, what moves might you want to make? By choice or by chance, some people wrap up their careers before turning 60. If...
Before You Claim Social Security
A few things you may want to think about before filing for benefits. Whether you want to leave work at 62, 67, or 70, claiming the...
Why Do People Put Off Saving for Retirement?
A lack of money is but one answer. Common wisdom says that you should start saving for retirement as soon as you can. Why do some people...
Keep Your Life Insurance When You Retire
Some good reasons to retain it. Do you need a life insurance policy in retirement? One school of thought says no. The kids are grown, and...
Is It Time to Stop Procrastinating About Your Financial Plan?
Some things to think about as you get started with your strategy First, look at your expenses and your debt. Review your core living...
Annuities for Retirement Income
Why seniors choose them, and what prospective annuity holders should consider. Imagine an income stream you cannot outlive. That sums up...